Motorcycles have become a popular mode of transportation in India. Therefore, bike owners must take precautions to safeguard their vehicles from accidents and theft. One should consider purchasing bike insurance online before buying a motorcycle since it reduces the financial risks involved with owning one.
By opting for the Bajaj Allianz
two-wheeler insurance, one can reduce the risk of accident charges, and
get reimbursed at the right time. Here are all the details you need to know
about a Bike insurance policy online. Keep reading to know more!There are many
reasons why you should buy bike
insurance online.
Here are some:
a)
Protects You and Your Bike from
Damage or Loss.
b)
Help You File a Claim If Something
Goes Wrong.
c)
Comes with Lots of Benefits,
including Coverage for Theft, Collision, and Many Other Types of Claims.
d)
Well-Built Liability Protection.
Apart from these valid reasons, there are a few other things
that everyone should know about bike insurance online policies.
Types of bike insurance
policies:
i)
Third-party insurance:
Third-party insurance is a compulsory prerequisite according
to Indian law. It provides a shield only against damages to the third party’s
possessions, vehicle, or bodily injuries. It does not cover the damages
incurred to your automobile. One of the significant benefits of this Bajaj Allianz two-wheeler insurance policy for
third-party is that it has a reasonably priced premium which is very beneficial
for the user.
ii)
Comprehensive insurance:
You can also purchase comprehensive bike insurance online
cover of your own accord if you want to get extensive coverage for your bike
and well protection.
A comprehensive bike insurance policy covers third-party
charges as well as damages to your own bike. Even though the premium for
comprehensive coverage is higher than a third-party insurance policy, you can
get profit from the extensive coverage it offers. Also, if you have a Bajaj Allianz two-wheeler insurance comprehensive
policy, you can buy add-ons to get added protection.
Everything you need to
know about Bike insurance online policy
●
Pick the right plan:
When it comes to procuring bike insurance online of any kind,
the most significant thing is to suitably probe and equate before picking up a
plan for yourself. The same supposition applies when you're purchasing a
two-wheeler insurance policy. For sample, if you enjoy a bike and ride it on a
day-to-day base, also your coverage should be higher. However, you can also buy
bike insurance online liability plan and save on your premiums, if you're
someone who uses your vehicle now and then.
●
Elect a bike as per your budget:
This goes without uttering a word that the more
ultra-expensive your bike, the more advanced the premiums. However, you should
surely be prepped to pay refined premiums for it as well, if you're set to
shell out a huge quantum of money to buy a fantastic lift for yourself. Hence,
it's recommended that you always buy a lift for which you can go the payment of
premiums.
●
Should avoid small claims:
Avoid filing claims for small vehicle maintenance. If your
motorbike needs some kind of repair or examination which you can pay from your
pocket, it is suggested that you do so. Many bike insurance online companies
offer their clients the No-Claim Bonus (NBC) if he/she has not filed for any
dues for a substantial period, which in due course helps the individual save on
his/her money. Making small claims means that you as a client are missing out
on those paybacks.
●
Prefer Annual Payments:
Some insurance companies are known to bill a reduced amount
if you pay your premiums annually instead of paying them on a once-a-month
basis. Hence, pay your levies at the end of the year, and also it is
hassle-free as you don’t have to worry about paying your premiums every month.
●
Renew before the expiry date:
It is always endorsed that renew the
policy of bike insurance
online before the end date as it confirms that there is unremitting coverage
and allows you to save on extra charges that you may get due to the examination
of your vehicle post the expiring of Bajaj Allianz
two-wheeler insurance.
●
Choose long-term policy:
Purchase bike insurance online with a longer tenancy and thus
save on your premiums as it remains locked in for a longer time period
throughout when the plan will be in force.
Apart from all these benefits bajaj allianz two wheeler insurance provides add-on packages as an extra
layer of financial protection. It includes zero depreciation cover, outstation
emergency cover, engine protection covers, and consumables cover.
If you are thinking of getting bike insurance online then
Bajaj Allianz two-wheeler insurance is the
best choice one could think of for their reliable services and premium
policies.
You can get the Bajaj Allianz
two-wheeler insurance in just a few steps from the online website. The
entire process is hassle-free and there is a guarantee for instant and
convenient claim options along with no claim bonus and affordable premiums.